How is the permanent disability rate calculated?
Mode of calculation It is equal to the annual salary multiplied by the disability rate previously reduced by half for the part of rate not exceeding 50% and increased by half for the part above 50%. Note: the annual salary is not always taken in full.
You will then be subjected to a medical expertise by the insurer’s doctor so that he can determine your degree of disability. This plays directly on the amount of the monthly repayments of your loan supported by the insurer. In the event of PTIA, the monthly payments are covered at 100%.
Your disability pension is calculated on the basis of your average gross annual income for your 10 best years. To obtain an average monthly salary, you must divide this sum by 12. Example of invalidity pension calculation Over your 10 best years, you have received an average of €35,000 gross annually.
Disability pension calculation: gross or net salary? The calculation of your disability pension is based on your average gross annual income for your 10 best years. To obtain an average monthly salary, you must divide this sum by 12. Example of invalidity pension calculation
The calculation of allowances is made on the basis of the salary received by the agent for at least 6 months at the time of retirement. If the invalidity is at least 60%, the pension is then at least equal to half the salary used to calculate his pension. The invalidity pension and its accessories are paid monthly in arrears.