What is the cost of a PPD?
What is the cost of a PPD?
the cost from PDP generally represents between 0.50% and 1% of the total sum of the mortgage. Here is an example of cost of PDP : for the purchase of an old dwelling with a loan of €300,000, the total sum of the Lender’s Privilege of Deniers is of €1,655.
What is a mortgage bond?
When taking out your mortgage, the lending bank will require guarantees to protect itself from possible unpaid bills. She can then, if the loan seems too risky to her, ask for a mortgage guarantee. For this, you will have to put one of your goods, or that of a third party, as collateral.
Who can make a legal mortgage?
take additional entries on the buildings that subsequently entered into the debtor’s assets. The legal mortgage can only be made for certain rights and claims: 2° Those of minors or adults under guardianship, on the property of the guardian or the legal administrator;
What is Mortgage on Real Estate?
The mortgage on real estate is one of the guarantees that allows a person to cover the risk of his debt or his loan from a creditor. There are different types of mortgage that we present to you here.
What are the cases of legal hypothec between spouses?
There are three cases of legal hypothec between spouses. In one of the cases, one of the two spouses can go to court to obtain the right to replace his spouse for the acts of management or co-management because of his incapacity or his opposition.
What are the rights of the creditors of the legal hypothec?
The initiative is taken by the family council or the guardianship judge. These legal mortgages also confer on certain creditors the same rights as the general mortgage regime, as in the following examples: Architects and contractors: the aim here is to guarantee payment for work carried out on the building.
